What is group health insurance?   To be considered a "group" and eligible for MSBCBS coverage, an employer must have at least two full time employees. The employer must be licensed to operate and have employees located in the state of West Virginia. An eligible employee is a full-time, permanent employee working a minimum of 20 hours a week in a bona fide employer-employee relationship. We provide you with all the health insurance resources you need to get quality group health insurance for your small business. Get your free quote on affordable group health insurance rates and small business health insurance plans, or take advantage of our information on group health insurance policies for small businesses. Our staff will help you choose the most affordable group health insurance or small business health insurance plans and coverage you want from leading health insurance companies. A licensed agent is available to assist you with billing, claims, enrollment eligibility, eligibility changes, renewals, membership changes, providers, and much more.